La Capitale is one of Quebec’s largest independent insurers, providing its financial services nationwide.
La Capitale’s offers no medical insurance products for seniors and younger adults alike. Most La Capitale no medical insurance plans offer built-in surrender values or paid-up options, allowing you to benefit from your coverage even if you choose to stop paying premiums.
| Policy Name | Eligibility | Coverage Options | Additional Benefits | Other Information |
|---|---|---|---|---|
| Simplified Advantage | Ages 40-80 | $5,000-$100,000 | Accidental death coverage provides double your benefit if your death is a result of an accident. | Premiums are guaranteed for the life of the plan. No medical exams. |
| Horizon 50+ | Ages 50-75 | $5,000-$20,000 | Accidental death coverage provides triple your benefit if your death is a result of an accident. Plus Option – additional coverage that provides 50% of the total premiums paid plus the plan’s benefit upon the insured’s death. | Premiums are guaranteed for the life of the plan. No medical exams. |
| Affirmative | Ages 18-80 | $2,500-$25,000 | Accidental death coverage provides double your benefit if your death is a result of an accident. Payment of living benefit up to 50% of your coverage in the event of shorted life expectancy. | Premiums are guaranteed for the life of the plan. No medical exams. Guaranteed cash surrender value. |
We work directly with La Capitale, and offer their latest No Medical Life Insurance policies. If your health or age is preventing you from obtaining adequate protection, we would be happy to help. Please use our form to request a free, no obligation quote.
