Life insurance helps cover significant debts, so they don't pass on to your loved ones when something happens to you. Unfortunately, most traditional life insurance plans also require an extensive application process before you can get the coverage you need. For people in Newfoundland and Labrador living with a medical condition, getting traditional coverage is either impossible or often comes at a high cost.
We've chosen to focus our efforts on offering no medical permanent life insurance plans that make getting financial security for the people who matter most easier. Everything from our application to our policies is straightforward to understand.
If you have a family to care for, you'll want this useful financial tool to guarantee they will be cared for if something happens to you. A no medical permanent life insurance plan can help provide financial security in several ways, including:
Covering the daily expenses of our family
Pay for your final expenses and estate taxes
Paying off the remaining balance of your mortgage so your family can keep their home
Leaving behind a legacy for your loved ones
Protecting your children’s access to education as they grow into adulthood
With a traditional life insurance plan, aside from the lengthy paper application and numerous meetings with agents, you also have to put up with invasive medical exams just to qualify. During this medical exam, factors like pre-existing conditions, editing and exercise habits, and your occupation all determine your eligibility and premiums.
We know this process can be overwhelming, so we've made it as simple as possible! Whether or not you agree to take the medical questionnaire, we'll find you coverage!
With a simple application requiring no medical exams, paperwork, or face-to-face meetings with agents, our no medical permanent life insurance plan ensures you can get the plan you need to provide for your loved ones. If you would like to get a free no-obligation quote and discover your plan options, please complete our short free quote form now.
