Which no medical life insurance plan is for you?

We offer straightforward plans with no medical exams. They are all designed to provide easily accessible coverage for those who need it most, but each one has its own advantages and considerations.

Compare life insurance policies and choose your perfect fit based on your unique needs and priorities.

Perfect Fit For

Health Questions

Medical Exams

Coverage Criteria

Coverage Period

Coverage amount

Main advantage

Simplified Issue Life Insurance

Individuals with financial obligations such as mortgages, debts, or children

A small range of simple health queries

No medical exams

Provided to Canadian residents aged between 18-80, based on the health information shared

Term 10, 20, 30 or Lifetime

Up to $500,000

Option to renew with no additional health information

Guaranteed Issue Life Insurance

People with health concerns

One health related question: “Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?”

No medical exams

Provided to Canadian residents aged between 18-80

Lifetime

Up to $50,000

Fixed premiums payable to age 100, guaranteed to stay level

Accidental Death Insurance

Busy professionals

No health related questions

No medical exams

Provided to Canadian residents aged between 18-70

Until age 75

$500,000

No waiting period

Still uncertain about the best life insurance option for you?

Get a free quote in minutes. Our dedicated representatives will promptly reach out to assist you in selecting the most suitable plan tailored to your needs and lifestyle.

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Amount of Coverage

Province

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First Name

Last Name

Date of Birth

Day

Month

Year

Gender

Male

Female

Smoker

Yes

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What Our Clients Say

Getting coverage is as easy as 1-2-3-4

Complete a quick, 30 seconds quote request on our site

Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.

If you happy with the quote and the terms of the plan, your application is finalized right over the phone.

Get your policy in 24 hours. You are covered and stress-free!

Got Questions?

Get answers from a licensed advisor to your most common life insurance questions.

See Our Frequently Asked Question