Terms & Conditions

The below terms and conditions detail how No-Medical-Life.ca can be used. If the No-Medical-Life.ca website, also referred herein as “the website” is accessed and used, it is assumed implicitly that the user agrees and is bound by the following terms and conditions.

If for any reason you to not accept nor agree with the below terms and conditions, please do not continue to use this website. Through using this website or any of the services that are provided by it, you confirm that you are 18 years of age or older, or the age of majority as applicable by your province.

By providing personal information on the "Website" you consent and acknowledge that you will be contacted by Insurance Supermarket Inc. customer service representatives to facilitate an appointment with a licensed advisor in your area.

This website collects and uses personally identifiable information and transmits it, whenever applicable, to trusted third party affiliates whom are designated the task of processing this information in order to provide the services as detailed by this website.

This website makes no guarantee and will not be held responsible under the following conditions:

  1. The accuracy of information or content provided by a third party which is displayed on this site, regardless of whether or not it is explicitly declared as such.

  2. The quality or reliability of services provided by third parties contained or alluded to on this site.

  3. The content or policies on this website as regards to third party services or information.

Any financial information, content, or comparisons of thus on this website is not representative of actual professional advice provided by No-Medical-Life.ca, and should not be considered as thus. Any discrepancies that arise between communication from a user to a third party entity, or vice versa, operating with information collected by this website is not the responsibility of No-Medical-Life.ca.

Any agreements, formal or informal, between a user and a third party entity operating with information gathered at this website is not considered under the responsibility or authority of No-Medical-Life.ca. It is our recommendation that, when entering in an agreement with a third party entity and abiding by said party’s terms and conditions that independent and/or legal advice be sought by the user.

Intellectual Property

Explicit permissions must be acquired from the administrator of this website before using or repurposing content from this website under any circumstances. Any information or content on this website must not be, for any reason, repurposed for fraudulent, illegal, or immoral ends.

Liability Obligations

No-Medical-Life.ca places the accuracy and reliability of information and content on this website as of the highest priority. However, No-Medical-Life.ca cannot be held responsible for inaccuracy of information or error of omission that may occur on this website.

No-Medical-Life.ca does not validate nor endorse any information provided by or about third party entities described on this website. As a result, it is possible that some information may be inaccurate. No-Medical-Life.ca does not endorse, monitor, nor validate content or information that may be presented to you through search engines, or through other websites linked to this website.

No-Medical-Life.ca can not be held responsible for harmful effects that may occur to technology or data that may result when using this website. As such, No-Medical-Life.ca cannot provide a guarantee or warranty that this website is free of malicious scripts or viruses.

Furthermore, No-Medical-Life.ca will be excluded from liability in the event that loss or damage occur as a consequence of an inability to access this website, its information, or any of its functions or services as permitted by the extent of the law.

Termination of Agreements

Should any of the terms and conditions above be breached by a user or any other applicable party, No-Medical-Life.ca reserves the exclusive right and authority to terminate and prior agreements made, and restrict or remove access to this website and associated services.

All disclaimers and exclusions survive the termination of services or relationships with users or other parties, regardless of the cause, nature, or scope of these terminations. No-Medical-Life.ca is not liable for any failure to provide information or service resulting beyond the immediate scope or influence of No-MedicalLife.ca including, but not limited to: natural disasters, fires, power outages, acts of God, etc.

General Information

This website is designed for use solely for Canadian residents.

Should any contained stipulation or term of this agreement be held invalid or unlawful, it is thus considered a severed term. When relevant, associated terms and stipulations will be considered to continue to remain relevant.

Regardless of whether or not No-Medical-Life.ca should fail at any point for any reason to uphold or enforce the terms of this policy, it will not be considered a waiver or permission to breach this agreement.

Use of this website and the terms and conditions described herein are subject to the extent of Canadian Law which exclusively governs the interpretation, application, and consequences of all above permissions, exclusions, licenses, and applicable conditions. And all of the above shall be construed in accordance with Canadian Law, wherein all applicable parties submit to the conditions of Canadian Courts.

Got Questions?

Get answers from a licensed advisor to your most common life insurance questions.

See Our Frequently Asked Question