No medical
Simplified
life insurance
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Easy to apply
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Instantly qualify
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Reliable, affordable protection
Get a Free Personalized Quote
What is no medical
simplified life insurance?
Simplified Life Insurance is a policy that doesn’t require medical exams and has a simplified underwriting process.
To provide medical background, applicants only need to answer a health-related questionnaire — instead of visiting a doctor. It’s an easier way to obtain coverage, especially for people with health issues.
We offer simplified No Medical Life insurance plans available to apply online.
Our Term or Lifetime solutions feature:
- Fixed premiums
- No medical tests, doctors, labs
- Coverage amounts up to $500,000
- Any Canadian aged 18-80 is eligible to apply
Key benefits of our plans
Available for people with health issues
Our plans were designed to cover people who may find it difficult to obtain traditional life insurance coverage.
No medical tests required
You don’t need to provide blood samples, or pressure tests, fast a day before, and wait for weeks before getting the results.
Fixed Rates
With our plans, you can have complete peace of mind as the rates remain fixed for the entire policy term.
Fast Approval
When you opt for a policy with no medical and no paperwork, your application can be processed instantly, and the approval is often immediate.
What Our Clients Say
Getting coverage is as easy as 1-2-3-4
Complete a quick, 30 seconds quote request on our site
Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.
If you happy with the quote and the terms of the plan, your application is finalized right over the phone.
Get your policy in 24 hours. You are covered and stress-free!
Got Questions?
Get answers from a licensed advisor to your most common life insurance questions.
See Our Frequently Asked Question