Accidental Death and Dismemberment
insurance
for Canadians
Accidents can happen when you least expect them —
but with AD&D insurance, you can feel prepared.
It’s a simple way to protect your family from added financial stress during tough times.
Get a Free Personalized Quote
What can AD&D insurance help with?
In the event of a serious injury or fatal accident, Accidental Death & Dismemberment (AD&D) insurance provides a tax-free lump sum to help you or your loved ones manage unexpected financial loss.
This benefit can be used for:
- Covering funeral and burial expenses
- Replacing lost income after a fatal accident
- Paying for medical bills or rehabilitation after a serious injury
- Providing financial support for permanent disability
- Making home modifications (e.g., wheelchair ramps) after an injury
- Supporting your family’s living expenses during recovery.
With a quick, digital application Canadians can get up to $500,000 in AD&D coverage. This plan is available to residents up to age 75 and is especially valuable for those in high-risk jobs.
Key benefits of AD&D insurance
Robust Coverage
Secure up to $500,000 and gain peace of mind knowing your family’s financial future is protected—no matter what happens.
Coverage for Serious Injuries
Beyond a fatal accident, this plan also covers serious injuries—providing full protection for you and your family.
Guaranteed Rates
Your premiums are locked in and won’t increase for the life of your policy, giving you long-term peace of mind.
Additional Benefits
In addition to coverage for death and serious injury, the plan offers extra features like hospitalization benefit, rehabilitation benefit, day care benefit, and more.
What Our Clients Say
Getting coverage is as easy as 1-2-3-4
Complete a quick, 30 seconds quote request on our site
Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.
If you happy with the quote and the terms of the plan, your application is finalized right over the phone.
Get your policy in 24 hours. You are covered and stress-free!
Got Questions?
Get answers from a licensed advisor to your most common life insurance questions.
See Our Frequently Asked Question