A Simple, 100% Paperless Process — No Medical Exams Required

Getting life insurance in Canada has never been easier. Our process is completely paperless, fast, and requires no medical exams or lab tests — everything is done safely over the phone and by email.

Step 1

Fill Out the Quick Form

Start by completing a short form right here on our website (it will appear after you click the “Get Quote” button). It only takes a few minutes and helps us match you with the best life insurance options available in your province.

Step 2

Speak With a Qualifier

After submitting your form, one of our friendly qualifiers will give you a quick call to confirm your details and guide you through the next steps.

Step 3

Talk to a Licensed Advisor

You’ll then speak with a licensed life insurance advisor in your province who will review your options and help you apply right over the phone — no paperwork, no in-person visits.

Depending on the plan, you may:

  • Go through a short health questionnaire with a few simple questions.
  • Or, with our Guaranteed Issue Plan, you’ll only need to answer one question:
    “Have you been diagnosed with a life expectancy of 24 months or less, or are you currently in the hospital or terminally ill?”

Step 4

Apply and Get Your Policy by Email

Once your application is completed, your advisor will process it immediately.
You’ll receive your life insurance policy by email — often the very same day.

What Our Clients Say

Why Canadians Love Our Process
  • 100% paperless and secure
  • No medical exams or lab tests
  • Fast phone application with experienced advisors
  • Policy emailed the same day you apply
  • Simple, stress-free, and eco-friendly
Got Questions?

Get answers from a licensed advisor to your most common life insurance questions.

See Our Frequently Asked Question

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