A Simple, 100% Paperless Process —
No Medical Exams Required
Getting life insurance in Canada has never been easier. Our process is completely paperless, fast, and requires no medical exams or lab tests — everything is done safely over the phone and by email.
Step 1
Fill Out the Quick Form
Start by completing a short form right here on our website (it will appear after you click the “Get Quote” button). It only takes a few minutes and helps us match you with the best life insurance options available in your province.
Step 2
Speak With a Qualifier
After submitting your form, one of our friendly qualifiers will give you a quick call to confirm your details and guide you through the next steps.
Step 3
Talk to a Licensed Advisor
You’ll then speak with a licensed life insurance advisor in your province who will review your options and help you apply right over the phone — no paperwork, no in-person visits.
Depending on the plan, you may:
- Go through a short health questionnaire with a few simple questions.
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Or, with our Guaranteed Issue Plan, you’ll only need to answer one question:
“Have you been diagnosed with a life expectancy of 24 months or less, or are you currently in the hospital or terminally ill?”
Step 4
Apply and Get Your Policy by Email
Once your application is completed, your advisor will process it immediately.
You’ll receive your life insurance policy by email — often the very same day.
What Our Clients Say
Why Canadians Love Our Process
- 100% paperless and secure
- No medical exams or lab tests
- Fast phone application with experienced advisors
- Policy emailed the same day you apply
- Simple, stress-free, and eco-friendly
Got Questions?
Get answers from a licensed advisor to your most common life insurance questions.
See Our Frequently Asked Question