Choose your life insurance policy duration:

Term 10

Provides coverage for 10 years.
Premiums are fixed for the term.
Can be renewed or converted to permanent insurance.

Best for people with short-term needs — covering a loan, mortgage, or protecting children’s education plans.

Term 20

Provides coverage for 20 years.
Premiums are fixed for the term.
Can be renewed or converted to permanent insurance.

Best for families wanting protection during key earning years or until children are financially independent.

Term 100

A permanent plan with guaranteed level premiums that are payable to age 100.
Premiums are fixed for the term.
Coverage lasts your entire lifetime.

Best for those who want permanent protection for final expenses, estate planning, or leaving a legacy.

 

Duration of Coverage

Type of Premium

Fits Best

Add-On

Term 10
Provides coverage for 10 years. Can be renewed or converted to permanent insurance.
Premiums are fixed for the term.

Best for people with short-term needs — covering a loan, mortgage, or protecting children’s education plans.

Cancer Protection
Term 20
Provides coverage for 20 years. Can be renewed or converted to permanent insurance.
Premiums are fixed for the term.

Best for families wanting protection during key earning years or until children are financially independent.

Cancer Protection
Term 100
A permanent plan with guaranteed level premiums that are payable to age 100. Coverage lasts your entire lifetime.
Premiums are fixed for the term.

Best for those who want permanent protection for final expenses, estate planning, or leaving a legacy.

Cancer Protection

Accidental Death and Dismemberment Insurance

Enhance with up to 2 add-ons:

Cancer Protection

A living benefit that provides an immediate payout if you’re diagnosed with cancer. It helps cover medical expenses and replace lost income — so you can focus on recovery, not financial worries.
Available with any Term Life Insurance plan.

Accidental Death and Dismemberment Insurance

This coverage provides a tax-free lump sum in the event of a serious injury or fatal accident — helping you or your loved ones manage unexpected financial challenges.
Available exclusively with Term 100 Life Insurance.
Don’t need that much coverage?
Try our Guaranteed Issue plan it covers funeral costs with no frills.

This simulation tool is presented for information purposes only. Options are not guaranteed, as they depend on each individual’s specific circumstances.

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