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What is no medical term life insurance?

Term Life Insurance is a form of life insurance that provides coverage for a set period of time, often in 10 or 20 years. Once the term ends, you may elect to renew your coverage at new rates. Some term life policies also allow you to convert your coverage into Permanent Life Insurance.

With No Medical Term Life Insurance, you have the convenience of planning for short-term financial needs such as a new home, a new family, or helping to secure an outstanding debt or loan; and you have the freedom to do so without a medical exam.

Key benefits of our plans

No denials for health issues

Our plans are designed for the those that want fast, affordable coverage and those who might have trouble getting coverage due to current or past health issues.

Guaranteed Rates

The rates for our plans are guaranteed to stay level for the entire term of the policy, ensuring your complete peace of mind.

No hassle of a medical exam

This means no time wasted on nurse’s visits, waiting for results and approvals. No bloodwork is required, no needles, no discomfort.

Obtain your policy in days, not weeks

No medical and no paperwork means that your application can be processed immediately, and approval is often instant.

What Our Clients Say

Getting coverage is as easy as 1-2-3-4

Complete a quick, 30 seconds quote request on our site


Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.


If you happy with the quote and the terms of the plan, your application is finalized right over the phone.


Get your policy in 24 hours. You are covered and stress-free!

Got Questions?

Get answers from a licensed advisor to your most common life insurance questions.

See Our Frequently Asked Question