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What Are Your Life Insurance Options When Living with HIV?

Typically, traditional life insurance policies like term and permanent are not readily available for most people with HIV, but that doesn’t mean you are out of options. The best option for someone with the condition is a No Medical Life Insurance policy.

Guaranteed Issue Life Insurance is a No Medical life plan that doesn’t require either a medical exam or health questionnaire for eligibility. Since being diagnosed with HIV can mean facing multiple treatments and doctor visits, a Guaranteed Issue plan is a great option for those with a more severe diagnosis.

Simplified Issue Life Insurance also doesn’t require a medical exam, but it does involve a simple health questionnaire for eligibility. This questionnaire can vary in length depending on your treatment methods and how long ago you were diagnosed.

How We Can Help?

Our innovative approach to life insurance ensures that individuals, even with current or past health conditions, receive fair and affordable coverage. Use our Free Quote form and join the thousands of Canadians who have discovered their options with No Medical Life Insurance.

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Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.


If you happy with the quote and the terms of the plan, your application is finalized right over the phone.


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