Kidney disease can come in many forms and can lead to high blood pressure, heart arrhythmias, heart failure, and being put on dialysis.
But you aren't completely out of options when it comes to purchasing coverage if you have kidney disease. There are specialized plans that can completely avoid any medical underwriting and help you get the protection you and your family deserve.
It's typically a good decision to apply for No Medical coverage if you need reliable insurance while suffering from kidney disease. There are two choices available and both make it much easier to be eligible for reliable life insurance.
A Guaranteed Issue plan is the easiest way to get covered if you suffer from a form of kidney disease. Since it requires no medical exams or health questionnaires, it won't matter if you're dialysis or how many times you've sought treatment for your illness. This is the most straightforward and direct way for someone with kidney disease to have some form of life coverage.
Simplified Issue Life Insurance only requires you to complete a brief health questionnaire which focuses on the state of your health for the past two years. If you are in relatively good health and are managing your illness, this plan is generally the more affordable option over Guaranteed Issue.
At No Medical Life, we work with over 20 leading Canadian Providers to help you find your ideal plan. We help individuals get accepted for reliable coverage at an affordable price, no matter their current health or medical history. Discover your No Medical coverage options now by using our fast and free quote form.