We've been in the life insurance business for over a decade. We’ve seen how Canadians with a medical condition in Newfoundland and Labrador have struggled to get proper life insurance coverage during this time. So, we’ve decided to make life insurance much more accessible for people with medical conditions or those with a family history of illness.
Our no medical life insurance options remove the most significant barrier to applying for coverage, the medical exam. By doing this, we’re allowing more people to get the coverage they need for the people who matter most to them.
How do our no medical life insurance plans work exactly?
We have a simplified application process that requires:
No medical exams
No doctor or nurse visits
No face-to-face meetings with agents
No mountains of paperwork to complete
This straightforward approach loosens requirements for coverage, streamlines the overall application, and gets people who’ve been denied in the past the coverage they deserve.
We know as well as you do that someone with no personal or family health history is a rare occurrence these days. So we know the risks of being turned down for life insurance. With traditional life insurance, you can easily face an application denial or incredibly high premiums if you have a pre-existing condition like:
With our no medical life insurance plans, these conditions cannot stop you from finding the coverage you need for your loved ones. Whether you need a term life insurance plan or a permanent life insurance policy, we have no medical exam options for both that can work for any need and budget.
Request a free quote today by filling the short form, and get all the information you need on our no medical exam plans available to Newfoundland and Labrador residents.