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What Are Your Insurance Options When Living with Depression?
Having to obtain coverage while battling depression can be difficult, especially if you are seeking a traditional life insurance policy. Applying for these types of coverage can mean facing a rated policy or being declined outright. Rated policies can be strenuous as they add on a surplus premium associated with the extra risk you bring.
If you have a serious case of clinical depression and are worried about your treatment affecting your application, a Guaranteed Issue plan is your best option. This plan requires no medical exam or questionnaire, meaning your medical past and current health status will not hinder your eligibility.
A Simplified Issue plan is typically ideal should your case be milder and you want to avoid facing the possibility of rated traditional policies. There are no medical exams to go through and the only requirement for eligibility is a simple health questionnaire.
How We Can Help?
Our innovative approach to life insurance ensures that individuals, even with current or past health conditions, receive fair and affordable coverage. Use our Free Quote form and join the thousands of Canadians who have discovered their options with No Medical Life Insurance.Get Free Quote
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Complete a quick, 30 seconds quote request on our site
Our friendly advisor will reach out with a personalized quote. Some health questions may be asked to ensure we are getting you the best rate possible.
If you happy with the quote and the terms of the plan, your application is finalized right over the phone.
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